VA Loans
This loan program was established by the United States Department of Veterans Affairs to help veterans and their families obtain home financing. The Department of Veterans Affairs do not directly originate VA loans; instead, they establish the rules for those who may qualify, dictate the terms of the mortgages offered and insure VA loans against default.

Right Trac Financial Group's experienced staff of Loan Officers will guide you step by step through the process of acquiring your financing needs in a professional, easy and understandable manner.

FHA Loans
FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans allow the borrower to borrower up to 97% of the value of the home. The 3% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time buyers, but also allows refinancing up to 95% of the appraised value.

Right Trac Financial Group's experienced staff of Loan Officers will guide you step by step through the process of acquiring your financing needs in a professional, easy and understandable manner.

CHFA Loans
This loan program is specifically designed for Connecticut first time buyers. The Connecticut Housing Finance Authority (CHFA) offers a special, low interest rate mortgage to make dream of homeownership more affordable to Connecticut first time homebuyers.

Right Trac Financial Group's experienced staff of Loan Officers will guide you step by step through the process of acquiring your financing needs in a professional, easy and understandable manner.

Rural Housing Loans
This loan program is designed to serve rural residents who have a steady, low or modest income and yet are unable to obtain adequate housing though conventional financing. These loans enable such rural residents to acquire modestly priced housing for their own use as a residence through the purchase of a new or existing dwelling or the purchase of a new manufactured home.

Right Trac Financial Group's experienced staff of Loan Officers will guide you step by step through the process of acquiring your financing needs in a professional, easy and understandable manner.